When you’re subject to capital gains taxation, the government shares in some of the upside, but when you have capital losses, the government shares in the downside too. Because of this, the actual risk (and reward) of any given portfolio is lower than it seems. To counteract this, you should consider shifting your allocation toward riskier assets.
Pixz for indexed and compressed archives
7 years ago (!) I wrote a post comparing ZIP and tar, plus gz or xz, and concluded that ZIP is ideal if you need to quickly access individual files in the compressed archive, and tar + compression (like tar + xz) is ideal if you need maximum compression. Since then, I discovered pixz, which seems to provide the best of both worlds: Maximum compression with indexing for quick seeking.
Lazy Hasselback Pommes Anna
Do you have an insatiable hunger for potatoes? Do you have a fully-sated hunger for complicated recipes and having to cook all the time? This version of Pommes Anna, simplified and altered to an extent that will make French people cry, might be the recipe for you!
Benefits of Psyllium Dietary Fiber in Particular
Psyllium husk is a non-fermenting (no gas or bloating) soluble dietary fiber that improves both constipation and diarrhea (such as with IBS), normalizes blood sugar, reduces LDL (“bad”) cholesterol, and can help with weight loss. Each type of dietary fiber has different effects, and a “high fiber” diet in general won’t necessarily provide the same benefits, especially for conditions like Irritable Bowel Syndrome.
Increase the tax value of donations with high-variance investments?
The United States has a strange (legal) tax loophole where you can double-count capital gains when donating securities (with some restrictions): If you buy a stock, the value goes up, and you’ve held it for at least a year, you can donate it and claim a tax deduction on the current market value instead of the value of what you paid for it (the cost basis), and you don’t pay taxes on the gains.